and protecting what you've got"
Ungaro&Co
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PHONE 09 360 2179
Why Do A Budget?
Easy answer – CONTROL. Doing a budget puts you in control of your finances, not because it makes you afraid of spending money, but because it increases your awareness of where your money is already going – and where you think it should go. This increases your ability to spend your money more effectively.
As part of the home loan structuring process that we will be taking you through, doing a budget is critical. We use the information that you have provided in this budget (if you print it out and bring along to our meeting), to help discover the most cost effective loan structure. Please note that it is not the interest rate that you pay, but the rate at which you repay your home loan that saves you the most money – this is why we suggest that you do you budget for this meeting.