"Helping you get what you want
and protecting what you've got"
and protecting what you've got"
Ungaro&Co
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PHONE 09 360 2179
Online Mortgage Application
Instructions: Please read
This online application is the first in a 3 part process to get a full approval of a home loan facility:
- Indicative Approval- by completing this form, you will obtain an indicative approval. This means, you will receive an indication as to what you could borrow according to the information that you have disclosed here. Note that it is not bank specific – you will receive an approximate range of what you could borrow along with a list of requirements necessary to obtain a pre-approval of finance from a lender
- Pre-Approval. Once you have supplied us with the required documents listed on your indicative approval, we will approach a lender on your behalf to obtain a pre-approval. This is an approval that you can rely on during your house hunting stage so you are effectively a cash buyer, but you are not obliged to go through with the bank that we choose for your pre-approval. We are able to deal with multiple lenders on your behalf and most likely, this includes your own bank.
- Approval of finance. Once you have purchased a property and have satisfied all outstanding requirements on your pre-approval and once we have determined the most appropriate loan structure for you, we then choose the best lender for your mortgage structure. Note that it is usually only after you purchase, that we need to determine your loan structure and negotiate on interest rates etc.
Please complete every section as accurately as you can – by completing this form and pressing ‘submit’, you are allowing us to use your personal information for the purposes of providing you an indicative approval of finance. We will take every precaution to make sure that your information is not released to any third party at this stage for any other purpose. At a later stage, you will need to authorise us to release your personal information to the lenders on your behalf and for the purposes of completing a credit check.